分類：Blockchain & Fintech

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  • Blockchain & Fintech

    Weekly News ( ~ 2020.10.28)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 英文版 TOP NEWS Paypal, the digital payment giant, has partnered with cryptocurrency firm Paxos to launch the service for cryptocurrencies. The service will start from Bitcoin, Ethereum, Bitcoin Cash and Litecoin. (Details)  The enterprise blockchain firm R3, announced the collaboration of bringing its enterprise blockchain platform Corda to its major competitor, IBM server LinuxOne. (Details)  The messaging app, Kik, has settled with SEC for its 2017 Kin ICO. The settlement consist fine of $5M and 45 day's notice on any Kin token transactions for the next three years .(Details)  BLOCKCHAIN & CRYPTO BUSINESS APPLICATION The Chinese fintech giant, Ant Group, is launching a digital copyright platform for content creators to protect their copyright through its blockchain network, AntChain. (Details) The Japanese messaging app giant, LINE Group, is launching a blockchain platform allowing central banks to develop customized digital currencies. (Details) Villanova University is sending a private Ethereum blockchain to space to test the data communication among satellites through blockchain network. (Details) Cordite Society announced to released the XDC crypto token on public Corda, indicating various DeFi applications running on Corda distributed ledger technology (DLT).(Details) GOVERNMENT & REGULATION The Central Bank of the Bahamas officially launched its CBDC, Sand Dollar, to address the placing limits on traditional financial infrastructure due to its archipelago nature. (Details) China Central Bank proposed the law which clear the way for the digital yuan to be the one and only official yuan-pegged and outlaw the non-official stablecoin of Yuan. (Details) China Central Bank collaborated with other authorities to conduct mass arrests and shutting down online gambling sites for activities involving the USDT due to money laundering issue. (Details) Spanish National Police arrested head of the cryptocurrency arbitrage firm Arbistar 2.0 in a crackdown on the platform that researchers and investors allege to be a massive bitcoin Ponzi scheme.  (Details) OTHERS The largest derivatives exchange, Chicago Merchants Exchange (CME),  has surpassed Binance and BitMEX to become the second-largest bitcoin futures platform, indicating the trend of institutional participation in cryptocurrency . (Details)                                                                                                                                       ---------------------------------------------------------------------- 中文版 TOP NEWS 數位支付巨頭 Paypal 與虛擬貨幣公司 Paxos 合作，推出虛擬貨幣交易的服務。該服務將從 Bitcoin、Ethereum、Bitcoin cash 和 Litecoin 開始。 (Details)  企業區塊鏈聯盟 R3，宣布即將將其企業區塊鏈平台 Corda 帶到其主要競爭對手 IBM 的服務器 LinuxOne 上運行。(Details)  通訊 App 公司 Kik 已經與 SEC 就其 2017 年 Kin ICO 達成和解。該和解包括500萬美元的罰款和於未來三年內對任何 Kin 代幣交易的 45 日通知 (Details)  區塊鏈與虛擬貨幣商業應用 中國金融科技巨頭螞蟻集團將推出數字版權平台，通過其區塊鍊網絡 ”AntChain "為內容創作者保護版權。(Details) 日本通訊軟體巨頭 LINE 集團正在推出一個區塊鏈平台，以提供央行開發定制化數字貨幣. (Details) 維拉諾瓦大學將把私人Ethereum區塊鏈送上太空，以測試經由區塊鍊網絡之衛星間數據通信。 (Details) Cordite 協會宣佈在 Corda 公共平台上發布 XDC 虛擬代幣，開啟未來在 Corda 的分佈式賬本技術（DLT）上之 DeFi 應用。(Details) 政府監管與 CBDC 巴哈馬央行正式推出其 CBDC，Sand Dollar，以解決其因其群島性質而對傳統金融基礎設施部署之困境(Details) 中國央行提出新法律以明示數位人民幣將成為唯一合法與人民幣掛鉤之虛擬貨幣，並將取締非官方發行之人民幣穩定幣 (Details) 中國央行協同其他部門因洗錢問題對涉及 USDT 活動的線上賭博網站進行大規模抓捕和關閉 (Details) 西班牙國家警察逮捕了虛擬貨幣套利公司 Arbistar 2.0 的負責人以打擊該平台，原因為研究人員和投資者皆指稱該平台是一個大規模的比特幣龐氏騙局。 (Details) 其他 世界最大的衍生品交易所芝加哥商品交易所 (CME) 已經超過 Binance 和 BitMEX 成為世界第二大比特幣期貨平台，顯示金融投資機構參與虛擬貨幣的趨勢. (Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News ( ~ 2020.10.21)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 英文版 TOP NEWS One of the largest crypto exchange, OKEx, halt users’  withdrawal as it is facing Chinese authorities probing and its founder is taken away by the police. (Details)  The commision-free trading app, Robinhood, is unveiled that nearly 2000 customers’ accounts were hacked . (Details)  FUNDING / IPO Ant Group, the Chinese fintech giant, is facing delay of its IPO due to probe in conflict of interest by Chinese regulator. (Details) But it got approved later on this week. (Details) The US State Department is proposing to add Ant Group to the trade blacklist to discourage US investors from participating in its upcoming dual IPO in Shanghai and Hong Kong. (Details) After delay of 3 years, decentralized file storage and content distribution network, Filecoin, officially launched its mainnet. Its $257M ICO was the largest ICO in history at its time.  (Details) Stripe, the notable payment processing unicorn, acquired the Nigerian payment integration start-up Paystack for more than $200M, marking the first major exit for African Fintech . (Details)  The roboadvisor+neobanking+lending fintech, M1 Finance , disclosed its Series C financing round of $45M led by Left Lane Capital, with its AUM surpassing $2B. (Details) Fivestars, the payment processing and marketing platform, announced its $52.5M Series D funding from Salt Partners and Lightspeed Ventures. (Details) Alpaca, the Japanese API-powered trading service provider, announced its $10M Series A funding led by notable fintech VC Portage3 (Details) Australian insurtech startup, Cover Genius, completed its $11M new financing round after its partnership with SEA ecommerce giant, Shopee Thailand. (Details) BLOCKCHAIN & CRYPTO BUSINESS APPLICATION The Canadian railway company, Canadian Pacific, currently joined TradeLens, the blockchain-based platform by IBM and Maersk, to deploy the blockchain system within the transcontinental railway’s documentation process.  (Details) Centre, the consortium that manages USDC, is announcing that Stellar, the open network for digital currency, will be the third blockchain that supports USDC. (Details) Breitling, the luxury watch brand, is launching the digital certificates for watches on the Ethereum with the digital identity consortium, Arianee. (Details) GOVERNMENT & REGULATION Italian Banking Association announced that around 100 Italian banks are officially operating on Italy’s banking blockchain network, Spunta (built on R3’s Corda), which has accumulated 204M transactions. (Details) Australia’s Central Bank stated that there’s no strong public policy case for introducing CBDC as the cash is still widely adopted and the current payment system is efficient. (Details) Indonesia’s Central Bank revealed that a large electronic money burglary involving an undisclosed ewallet operator. (Details)  OTHERS Hashrate of Bitcoin reached the new record high of 144.29 EH/s, which is 40% increase this year, indicating confidence among miners . (Details)  Tim Draper’s cryptocurrency investment firm, Draper Goren Holm, raised $25M for its first venture capital fund. (Details) 2020 Blockchain Application Law Peak Forum was held successfully at Taipei Taiwan. (Details)                                                                                                                                       ---------------------------------------------------------------------- 中文版 TOP NEWS 世界最大的虛擬貨幣交易所之一 OKEx 因面臨中國監管機構的調查，其創辦人被警察拘留，並暫時停止其提款服務。(Details)  免手續費交易應用程式 Robinhood 被揭發其旗下近 2000 名客戶的賬戶遭駭客攻擊。(Details)  募資 / IPO 中國金融科技巨頭螞蟻集團因面臨中國監管機構調查利益衝突而推遲 IPO。(Details) 但之後獲得上市批准。(Details) 美國國務院擬將螞蟻集團納入貿易黑名單，以阻止美國投資者參與其即將在上海和香港的雙重 IPO。(Details) 在 3 年的推遲之後，去中心化的文件存儲和內容分發網絡 Filecoin 終於正式上線其 mainnet。它 $257M 的 ICO 是那時為止史上最大金額的 ICO 。( Details) 著名的數位支付獨角獸 Stripe 以超過 2 億美元的價格收購了奈及利亞的支付產品新創 Paystack。這是第一個非洲金融科技新創的大型退場。(Details)  開發機器人投資等產品的金融科技新創 M1 Finance 達到超過 200 億美元的 AUM，並發表了由 Left Lane Capital 領投的 4500 萬美元 C 輪融資。(Details) 針對小企業之數位支付和行銷平台 Fivestars 宣布獲得 5250 萬美元 D 輪融資，投資方為 Salt Partners 和 Lightspeed Ventures。(Details) 由 API 驅動的金融交易服務商日本新創 Alpaca 宣布獲得 1000 萬美元 A 輪融資，由專投金融科技之知名 VC Portage3 領投。(Details) 澳洲保險科技新創 Cover Genius 與東南亞電商巨頭 Shopee Thailand 合作後，完成了 1100 萬美元的新一輪融資。(Details) 區塊鏈與虛擬貨幣商業應用 加拿大鐵路公司 Canada Pacific 目前加入了由 IBM 和 Maersk 共同開發的區塊鏈平台 TradeLens，在跨洲鐵路的文件流程中部署區塊鏈系統。(Details) 管理 USDC 的公司 Centre 宣布，虛擬貨幣的開放網絡 Stellar 將成為第三個支持 USDC 的區塊鏈。 (Details) 奢華手錶品牌 Breitling 與數字身份認證聯盟 Arianee 合作，在以太坊上推出手錶的數字證書。(Details) 政府與監管 義大利銀行業協會宣布，約 100 家義大利銀行正式在義大利銀行業區塊鍊網路 Spunta (建立於 R3 的 Corda) 上運營，累積交易量以達 2 億 400 萬次。(Details) 澳洲央行表示，由於目前現金仍被廣泛採用，且目前的數位支付系統效率夠高，因此暫時不會有公共政策支持推出 CBDC。(Details) 印尼央行透露，發生了一起涉及某數位錢包運營商的大型電子貨幣盜竊案。(Details) 其他 比特幣的 Hashrate 今年增長 40% 達到了 144.29 EH/s 的新高，顯示幣市與礦工對比特幣的信心。(Details)  Tim Draper 的虛擬貨幣投資公司 Draper Goren Holm 募集了 2500 萬美元的首支創業投資基金。(Details) 2020 區塊鏈應用法律高峰會議在台北圓滿結束 。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News ( ~ 2020.10.14)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 英文版 TOP NEWS G20, World Bank, and IMF are to establish an official standard for regulating and issuing CBDC (Details) The Financial Conduct of Authority of UK banned the sale of crypto derivatives and ETNs to retail investors. (Details)  The pioneered P2P lending company, LendingClub, announced the shutting down of their P2P platform to align with their plan to offer banking products. (Details)  FUNDING / IPO Root, the insurtech company, filed for an IPO with targeting valuation of $6B. (Details) Lufax, the Chinese online finance marketplace, filed for an IPO in NYSE to raise $100M.(Details) The Indian payment start-up, Razorpay has become a unicorn after its $100M Series D funding led by Sequoia India and GIC . (Details) Uni, the Indian fintech startup founded by ex-CEO of PayU & Ola, has closed its $18.5M seed round led by notable VC Lightspeed Partners and Accel, without a product. (Details)  The trader technology solutions provider, Liquidnet , is acquired for $700M by financial intermediary, TP ICAP, which will create a UK-based global financial markets infrastructure provider. (Details) SBI announced the acquisition of Japanese Crypto Exchange TaoTao, after it failed to come through its  9-month negotiation with Binance. (Details) BLOCKCHAIN & CRYPTO BUSINESS APPLICATION MetaMask, the popular access product to Ethereum, is releasing its own token swap feature on web browser and mobile application.  (Details) The Japan messaging app giant, Line, launched the crypto lending service through its own crypto exchange, BITMAX. (Details) Ripple, the crypto remittance firm, is launching the On-Demand Liquidity service, which is its first service in lending space to facilitate low-cost financing for cross-border payment. (Details) The Japanese financial group SBI Holdings announced its plan of its first Security Token Offering (STO) with a first sale of tokenized stock in late October. (Details) GOVERNMENT & REGULATION & CBDC South Korea’s Central Bank and Japan’s Central Bank announced the plan of running trial of Central Bank Digital Currency (CBDC) in 2021 . (Details Korea) (Details Japan) China’s Central Bank and Shenzhen city are handing out a total of  10M digital yuan of envelope to randomly selected citizens as a regular testing of Digital Currency Electronic Payment (DCEP). (Details) Crypto asset service provider AMDAX BV was authorized by Dutch Central Bank after 4 months of application, becoming the first registered crypto company in Holland. (Details) US Department of Justice published the cryptocurrency enforcement framework, including cryptocurrency overview, regulation, future strategy, and  enforcement to foreigners. (Details) The Travel Rule Protocol (TRP), the Crypto AML group backed by global financial institutions such as ING, Fidelity and Standard Chartered, has released its first crypto AML product to assist firms aligning the AML regulators and FATF. (Details) 1 OTHERS Digital payment company founded by Jack Dorsey, Square, invest $50M (1% of the firm’s asset) in Bitcoin. (Details)   Grayscale ‘s Ethereum Trust is granted to become a SEC reporting company. (Details) The notable crypto investment firm, Pantera’s second fund was unveiled to be underperformed compared with other traditional funds. (Details)                                                                                                                                        ---------------------------------------------------------------------- 中文版 TOP NEWS G20, World Bank, IMF 將共同制定一款監管各國 CBDC 的法規 (Details) 英國金融行為監管局 (FCA) 宣布將禁止向散戶出售虛擬貨貨幣衍生品和 ETNs (Details)  P2P 借貸先驅 LendingClub 宣布將關閉其 P2P 借貸平台，以配合其擴展銀行產品的計劃 (Details)  募資 / IPO 美國保險科技新創 Root 以 60 億美金目標估值申請 IPO (Details) 中國線上財富管理巨頭陸金所（Lufax) 申請於紐交所 IPO，目標籌集1億美金 (Details) 印度數位支付新創 Razorpay 在獲得紅杉印度和 GIC 領投的 1 億美元 D 輪融資後，晉升獨角獸行列 (Details) 由 PayU & Ola 前 CEO 創立的印度金融科技新創 Uni，在沒有任何產品的狀態下完成由著名VC Lightspeed Partners 和 Accel 领投之 1850 萬美元的種子輪融資 (Details)  金融交易解決方案公司 Liquidnet 宣布被國際金融中介機構 TP ICAP 以 $700M 收購，將結合成為總部位於英國的全球金融市場基礎設施​​供應商 (Details) 日本金融集團 SBI 宣布收購日本虛擬貨幣交易所 Tao Tao。此前此交易所與 Binance 進行長達 9 個月的談判但最終破局 (Details) 區塊鏈與加密貨幣商業應用 熱門以太坊入口平台 MetaMask 將拓展去中心化交易所業務，於瀏覽器和移動應用發布虛擬貨幣互換服務 (Token Swap) (Details) 日本通訊軟體巨頭 Line 將於旗下的虛擬貨幣交易所 BITMAX 推出虛擬貨幣借貸服務  (Details) 虛擬貨幣匯款公司 Ripple 將推出其首個接待服務，按需流動服務 (ODL)，以促進跨境支付的低成本融資 (Details) 日本金融集團 SBI 宣布其第一個證券型代幣發行 (STO) 計畫，並將在 10 月底首次出售此代幣化股票 (Details) 政府監管與 CBDC 韓國央行和日本央行宣布計劃於 2021 年試運行 CBDC (Details Korea) (Details Japan) 中國央行和深圳市正在向被隨機選中的市民派發總值 1000 萬數字人民幣紅包，作為 DCEP 的常規測試 (Details) 經過 4 個月的申請期，虛擬貨幣服務商 AMDAX BV 通過荷蘭央行審核，成為荷蘭第一家註冊加密公司 (Details) 美國司法部公佈了虛擬貨幣執法框架，內容包括虛擬密貨幣概覽、監管法規、未來戰略、以及對外國人之執法(Details) 由 25 個全球金融機構 (如 ING, Fidelity, Standard Chartered) 支持的加密貨幣反洗錢組織 The Travel Rule Protocal (TRP) 發布了首款虛擬反洗錢產品，以協助企業遵循反洗錢監管機構之監管 (Details) 其他 推特創辦人傑克-多西創立的數位支付公司 Square，投資公司總資產的1％ (5000 萬美金) 於比特幣。(Details)  Grayscale 的以太幣信託通過審核並成為 SEC 登記投資公司 (Details) 虛擬貨幣投資基金 Pantera 的第二隻投資基金被揭露與其他傳統投資相比相當落後，但仍具有上升潛力 (Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News ( ~ 2020.10.7)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 英文版 TOP NEWS → Regulators are on the attack! BitMEX is charged by the U.S CFTC and Federal prosecutors for unregistered trading and violation of Bank Secrecy Act. The co-founders are charged and CTO is under arrest. (Details)  Founder of McAfee is arrested for tax evasion and sued for securities violation as he was paid to promote several ICO projects. (Details) The messaging app Kik’s $100M  token sale in 2017 was ruled by the US. Judge to be violation of securities law. (Details) The crypto collateralization lending platform, Salt Blockchain, was ordered by SEC to refund its 2017 ICO due to the violation of securities law by unregistered sales. (Details) FUNDING / IPO The crypto exchange and blockchain service company Diginex has been listed on NASDAQ through SPAC, making it the first crypto exchange operator to be listed on NASDAQ. (Details) The Japanese IT giant NEC announced the acquisition of Swiss fintech company Avaloq for $2.24B, to expand their global reach and service offering. (Details)  Braintrust, the blockchain-based tech talent marketplace, raised the venture round of $18M, to develop the De-Fi solutions to talent marketplace.(Details) Citigroup made a strategic investment to the financial market software start-up Genesis Global for PoC of a structured credit trading system.   (Details) Propy, the blockchain-based real estate platform, raised an undisclosed funding round from Tim Draper. (Details) The SME lending platform October raised $300M through debt financing, mostly to fund the SME from Italy and tourism industry, which were severely harmed by the pandemic (Details) BUSINESS APPLICATION OF BLOCKCHAIN & CRYPTO  Online trading platform eToro announced the launching of “Staking” tokens rewards offering, which will start from TRON and Canadian Cardano. (Details) The total Stablecoin supply from Q2 to Q3: $12B → $19.87B. Due to the explosion of De-Fi, the growth is 1200% compared to the same period last year. (Details) Ethereum transaction fees reached to the record-high of $166M in Sep, which was 6 times bigger than Bitcoin’s. (Details) The blockchain payment firm Ripple won a patent for design that can execute smart contracts based on data collected from the outside. (Details) GOVERNMENT & REGULATION Venezuela established the Ethereum-based national stock exchange, BDVE exchange, to against US sanctions. (Details) Australian prime minister announced the government’s plan of $575M tech funding to boost the recovery from pandemic, including $6.9M in Blockchain. (Details) UK FinTech exporter, ICC Solutions, has secured a deal with a major US acquiring bank to to facilitate safer card payment in US. (Details) 中文版 TOP NEWS → 監管機構連續出擊！ BitMEX 被美國 CFTC 和 聯邦檢察官指控進行未注冊交易和違反銀行法規定。聯合創始人被起訴，CTO 已被逮捕。 (Details)  McAfee 創始人因逃稅被捕，並且被訴違反證券法，因他曾經有償推廣多個 ICO 項目。(Details) 聊天軟體 Kik 在 2017 年出售 1 億美元代幣，被美國法官裁定為違反證券法。(Details) 虛擬貨幣抵押借貸平台 Salt Blockchain 因未註冊交易違反證券法，被 SEC 勒令退還 2017 年 ICO 中募集的 $47M。(Details) 募資 / IPO 虛擬貨幣交易所兼區塊鏈服務公司 Diginex 通過 SPAC 在 NASDAQ 上市，成為首家在 NASDAQ 上市的虛擬貨幣交易所運營商。(Details) 日本 IT 巨頭 NEC 宣布以 22.4 億美元收購瑞士金融科技公司 Avaloq，以擴大其全球影響力和服務範圍。(Details)  基於區塊鏈的科技人才配對平台 Braintrust 募資 1800 萬美元，開发人才市場 De-Fi 解決方案。 (Details)  花旗集團對金融市場軟體新創 Genesis Global 進行戰略投資，用於結構化信貸交易系統的PoC。   (Details)  建立於區塊鏈的房地產交易平台 Propy 從 Tim Draper 募資，不公開金額。 (Details)  中小企業借貸平台 October 通過債權融資 3 億美金，主要用於資助來自意大利的受到了疫情嚴重傷害的中小企業和旅遊行業。 (Details)  區塊鏈和虛擬貨幣的商業應用 在線交易平台 eToro 宣布推出代幣 staking 獎勵產品 (類似定存)，將從 TRON 和 CARDANO 開始。 (Details)  第二季度至第三季度穩定幣供應總量：120 億 --> 198.7 億。由於 De-Fi 的爆发，相比去年同期增長 1200%。 (Details)  9 月 Ethereum 交易費達到 1.66 億美元的歷史最高點，是 Bitcoin 的 6 倍。 (Details)  區塊鏈支付公司 Ripple 獲得了一項設計專利，可以根據從外部收集的數據執行智能合約。 (Details)  政府和監管 委內瑞拉成立基於 Ethereum 的國家股票交易所 BDVE，以對抗美國的制裁。 (Details)  澳洲總理宣布政府計劃 5.75 億美金的科技資金促進疫情恢覆，其中 690 萬美金將投資於區塊鏈。 (Details) 英國金融科技出口商 ICC Solutions 與美國一家主要收單銀行達成協議，以促進美國更安全的銀行卡支付。 (Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News ( ~ 2020.9.30)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 TOP NEWS KuCoin is hacked. Over $150M was drained. Leaked FINCEN files show HSBC transferred Ponzi scheme dollars despite warning, BNY Mellon processed $4B linked to Ponzi scheme OneCoin, and JPMorgan Chase, Standard Chartered, Deutsche Bank also involved in money laundry. Kraken becomes the first crypto company to turn into a regulated chartered bank. It will also be the first newly chartered bank in US since 2006!  VC funding is being poured into later stage Blockchain and Fintech startups, as below. EARLY STAGE FUNDING Peter Thiel's Valar Ventures is on a roll, led $18.6M Series A of a Singapore-based Robinhood-like investment app Syfe (Detail), led $52M Series A of European crypto brokerage startup Bitpanda (Detail), and tripled down on New York based Petal, which disrupts credit card industry but looking at the cash flow, instead of the credit scores,  of borrowers. Valar has led the $13M Series A, $30M Series B, and now $55M Series C of Petal. (Detail) Ideal, founded in 2019 and now the 3rd largest broker-dealer in Brazil, raises the highest ever funding round by a LATAM Fintech startup, with a $18M Series A. (Detail) Backed by Sequoia, BEENEXT, and Blume Ventures, the Indian fintech startup Smallcase, which allows users to invest in portfolio of stocks and ETFs, has raised its $14M Series B. (Detail) Philippine based online payment API startup PayMongo, the first Filipino-owned Fintech startup to graduate from Y Combinator, raises $12M Series A led by Stripe. (Detail) Indonesian SME-targeted accounting app BukuWarung graduates from Y Combinator and raises an undisclosed amount of funding from DST Global, GMO Ventures, and angel investors such as founders of Tinder and Plaid. (Detail) LATE STAGE FUNDING / IPO Known of the leading player in “buy-now pay-later”, Swedish unicorn Klarna raises $650M at post valuation of $10.65B to continue expanding in US market. (Detail) API enabled cross-border collections and payments unicorn Airwallex raised additional $40M, following $160M raised in April,  for it Series D. (Detail) US digital bank Chime adds $475M at a $14.5B valuation, whose valuation was set at $5.8B in Dec 2019, and $1.5B in early 2019. (Detail) Investment app Robinhood has raised $460M in addition to the $200M Series G announced in last month, at valuation of $11.7B.  (Detail) Don’t forget it just raised $320M Series F at valuation of $8.6B in July 2020. (Detail) Kakao Pay set to be Korea's first mobile payment fintech to go public, with an expected market cap of $8.5B. Largest shareholders are Kakao and Ant Financial. (Detail) GreenLight Financial, the fintech US company that supports parents with kid-friendly bank accounts, raised $215M at valuation of $1.2B, competing with Kard, Step, Current, and Mozper. (Detail) REGULATION / Compliance / FRAUD A new bill proposes to put US crypto exchanges under a national framework, allowing them to operate in the entire U.S. rather than applying for 49 different state licenses. (Detail) SEC and OCC has issued first regulatory clarifications for Stablecoins, saying national banks can provide services to stablecoin issuers in US. (Detail) SBI backed crypto wallet BRD partners with Chainalysis, Elliptic, CipherTrace, and Unblound Tech to launch Blockset, an initiative to bring compliance into crypto. (Detail) CBDC / STABLECOINS Total value of Stablecoins, which are heavily used by DeFi users to received yields, hit $20B milestone, a nearly 300% Year-to-Date surge. Ethereum-focused solution provider ConsenSys is chosen by Hong Kong and Thailand to work on the cross-border CBDC pilot. (Detail) JD.com, to compete with AliPay and Wechat Pay, establishes strategic agreement with People’s Bank of China to co-develop CBDC projects. (Detail) The Bahamas confirms it will release the world's first retail CBDC, in October this year. (Detail) Taiwan's central bank has completed the first technical phase of developing wholesale CBDC, and will roll out public CBDC in 2 years. (Detail) OTHERS EY releases enterprise procurement solution that utilizes Microsoft-backed Baseline Protocol and Ethereum blockchain, which can integrate with companies' ERP systems. (Detail) The first ETF to broadly track the crypto market has been accepted to list on Bermuda Stock Exchange. (Detail) Ant Financial launches Trusple,  a cross-border business trading blockchain platform built on AntChain which can automate payment process, order placement and tax paying. (Detail) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.9.9 ~ 2020.9.16)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版):   TOP NEWS Uniswap’s monthly trading volume from June to August: $0.5B → $1.76B → $6.7B. And September volume has topped August volume in 10 days. (Details) FUNDING / IPO The “buy-now pay-later” startup Klarna raised $650M at valuation of $10B and becomes Europe’s most valuable fintech company. (Details) Santander spins out its $400M fintech venture capital arm and renamed as Mouro Capital (Details) Y Combinator backed Indian investment app Groww raised $21.4M Series B to compete with Paytm Money, Zerodha, Fyers, Kuvera, Sqrrl Fintect.  (Details) Digital investment in Southeast Asia heats up as Grab and Gojek enter the market to compete with StashAway and Endowus. (Details) Crypto exchange Diginex is going public on NASDAQ by Sep 23rd with backdoor listing. (Details)  Crypto exchange INX is currently carrying out the first registered public offering of security tokens on Ethereum. (Details) BLOCKCHAIN APPLICATION Thai’s Central Bank’s new blockchain-based bond infrastructure passes a test with $1.6B sale of government saving bond. (Details) CRYPTO/CBDC APPLICATION Chainalysis reports on global crypto adoption, with Ukraine ranked as the first place, Russia the second, Venezuela the third, and China, Kenya, US, South Africa to follow. (Details) Mastercard releases platform enabling central banks to test issuance, distribution, and exchange of CBDC. (Details) Crypto.com launches DeFi swap products to offer yield incentives to liquidity providers, following Uniswap and Binance. (Details) BAD NEWS A Singapore man got up to 14 years of jail time and 12 strokes of cane, for robbing bitcoin buyers who expected to purchase bitcoin from him with cash. (Details) Founder of SushiSwap has returned all $14M that he cashed out last week to the community. (Details) Lending startup Monedo, formerly known as Kreditch and the largest fintech startup in Germany, files for insolvency proceedings. (Details) LAUNCH OF PRODUCT/SERVICE/PARTNERSHIP/ALLIANCE Square forms COPA, Cryptocurrency Open Patent Alliance, a NPO to stop companies from locking up useful crypto technologies in patent. (Details) Overstock’s crypto exchange tZero wins FINRA approval to launch retail broker-dealer subsidiary. (Details) Crypto exchange Kraken comes back to Japan, 2 years after it left Japan due to restricting regulation. (Details) Some of UK’s biggest banks, like Barclays, HSBC, Lloyds, Santander, and NatWest,  have signed a government-backed pledge to improve collaboration with fintech firms. (Details)     中文版: TOP NEWS Uniswap 6-8月的月交易量：$5 億→ $17.6 億→ $67 億。而 9 月份的交易量已經在 10 天內超過 8 月份的總交易量。(Details) 募資/IPO 提供 "Buy-now pay-later "的新創 Klarna 以 100 億美元的估值募資 6.5 億，成為歐洲估值最高的金融科技公司。(Details) Santander 銀行把 4 億美元的金融科技創投部門分拆，並更名為 Mouro Capital。(Details) Y Combinator 畢業的印度投資 APP 新創 Groww 募集了 2140 萬美元 的 B 輪融資，與 Paytm Money、Zerodha、Fyers、Kuvera、Sqrrl Fintect 等競爭。 (Details) 東南亞的 digital investment 市場升溫，Grab 和 Gojek 進入市場與 StashAway、Endowus 競爭。(Details) 虛擬貨幣交易所 Diginex 將於 9 月 23 日前在 NASDAQ 通過 backdoor listing 上市。(Details) 虛擬貨幣交易所 INX 目前正在 Ethereum 上進行全球首次通過法規注冊的證券型代幣的公開銷售。(Details) 區塊鏈的應用 泰國央行基於區塊鏈技術的新型債券基礎系統完成了出售價值 16 億美元的政府儲蓄債券的測試。(Details) 虛擬貨幣/CBDC 的應用 Chainalysis 報告了全球虛擬貨幣的採用情況，烏克蘭排名第一，俄羅斯第二，委內瑞拉第三。中國、肯尼亞、美國、南非緊隨其後。(Details) Mastercard 發佈新平台，讓各國央行可以測試其 CBDC 的發行、分配和兌換。(Details) Crypto.com 推出 DeFi swap 產品，繼 Uniswap 和 Binance 之後，向流動性提供者提供收益。(Details) 壞消息 新加坡一名男子因搶劫預期用現金向他購買比特幣的買家，被判最高 14 年監禁，並被杖責 12 下。(Details) SushiSwap 創始人已將上週套現的 1400 萬美金全部返還給 community。(Details) 借貸創業公司 Monedo (原名 Kreditch，曾是德國最大的金融科技新創) 申請破產程序。(Details) 產品/服務/合作/聯盟的推出 Square 成立 COPA (Cryptocurrency Open Patent Alliance)，即虛擬貨幣開放專利聯盟，一個旨在阻止企業將有用的加密技術鎖定在其專利上的 NPO。(Details) Overstock 旗下虛擬貨幣交易所 tZero 獲 FINRA 批準成立零售證券經紀商子公司。(Details) 虛擬貨幣交易所 Kraken 因法規監管離開日本 2 年後，重回日本。(Details) 英國最大的銀行，如 Barclays、HSBC、Lloyds、Santander、NatWest,，簽署了一項政府支持的承諾書，以改善與金融科技公司的合作。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.9.2 ~ 2020.9.9)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): 【TOP NEWS】 Police raid headquarters of Bithumb, the largest crypto exchange in South Korea, one week after it raid Coinbit, the third largest in the county. (Details) Founder of SushiSwap, a rival of decentralized exchange Uniswap that was launched on Aug 28th, cashed out $13M worth of token on Sep 5th. (Details) 【Fraud / Regulation / Lawsuit】  Investors in Tezos’s $230M ICO win $25M settlement in court, accusing the ICO was an unregistered securities sale. (Details)  Tether and Bitfinex file a motion to dismiss their market-manipulation lawsuit. (Details)  Shyft Network is adding Huobi, Bitfinex, and Tether to its crypto AML platform to be compliant with FATF travel rule.  (Details)  Robinhood faces multiple SEC investigations into its disclosure of revenue practices. (Details)  【Crypto/CBDC Adoption】 Brazil’s central bank says it could be ready for CBDC by 2022. (Details) Swiss canton of Zug plans to accept taxes in Bitcoin and Ether from 2021. (Details) Pornhub adds Bitcoin and Litecoin as payment options. (Details) SGX enters into the digital asset, launching crypto index in collaboration with CryptoCompare. (Details)  【Blockchain Adoption】 Saudi Arabia considers issuing blockchain-based business passport. (Details) India’s tech giant Tech Mahindra announces it will offer blockchain solutions built on AWS-managed blockchain. (Details) 【Other Business Progress】 Mode, a crypto banking app, plans to go public in UK and raise $40M. (Details) Japan’s largest advertising agent Dentsu and entertainment conglomerate Avex join JCBI, a blockchain initiative to manage and monetize content and products. (Details) Revolut launches in Japan with an e-wallet and a Visa debit card. (Details) Ziglu, a payment app from a co-founder of Starling Bank, launches P2P crypto payment after receiving UK’s EMI license. (Details) Revolut expands crypto trading service to Australia. (Details)    中文版: 【TOP NEWS】 警方突襲韓國最大虛擬貨幣交易所 Bithumb 公司總部。一週前曾突襲韓國第三大交易所 Coinbit。(Details) 於 8 月 28 日上線的去中心化交易所 SushiSwap (Uniswap的競爭對手) 的創辦人在 9 月 5 日賣出了價值 1300 萬美元的自家 token。(Details)      【詐騙/監管/訴訟】 參與了 Tezos 2.3億美元的 ICO 的投資者指控該 ICO 是未註冊的證券銷售，在法庭下贏得了 2500 萬美元的和解金。(Details) Tether 和 Bitfinex 提出動議，要求駁回針對其市場操縱嫌疑的訴訟。(Details)  Shyft Network 將 Huobi、Bitfinex 和 Tether 加入其虛擬貨幣反洗錢平台，以符合 FATF travel rule 法規。 (Details) Robinhood 面臨美國證券交易委員會 SEC 對其收入披露行為的多項調查。(Details)  【虛擬貨幣/CBDC的應用】 巴西央行表示可能在 2022 年前為發行 CBDC 做好準備。(Details) 瑞士 Zug 州計劃從 2021 年開始接受 Bitcoin 和 Ethereum 作為稅收幣種。(Details) Pornhub 新增 Bitcoin 和 Litecoin 作為支付選項。(Details) SGX 進軍數字資產，與 CryptoCompare 合作推出虛擬貨幣指數。(Details)  【區塊鏈的應用】  Saudi Arabia 考慮發放基於區塊鏈的商務護照。(Details) 印度科技巨頭 Tech Mahindra 宣布將提供基於 AWS 管理的區塊鏈解決方案。(Details) 【其他進展】 提供虛擬貨幣銀行 APP 的 Mode 計劃在英國上市，募資 4000 萬美元。(Details) 日本最大的廣告代理商電通和娛樂集團 Avex 加入 JCBI，一個管理並商業化 content 和 product 的區塊鏈計劃。(Details) Revolut 在日本開始營業，推出電子錢包和 Visa 金融卡。 (Details) Ziglu，一款由 Starling Bank 創始人建造的支付 APP，在獲得英國 EMI 牌照後推出 P2P 虛擬貨幣支付。(Details) Revolut 將虛擬貨幣交易服務擴展到澳大利亞。(Details)  The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.8.26 ~ 2020.9.2)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): 【TOP NEWS】 Ethereum/Hyperledger Besu  based Consensys is to acquire JPMorgan's Quorum, competing with R3's Corda and IBM's Hyperledger Fabric.  (Details) 【Funding / M&A / IPO】 NYSE allows firms to raise funding through direct listings. (Details) Prestigious Fintech-focused venture capital Ribbit Capital files $350M IPO for its SPAC. (Details) LinkedIn's founder and Zynga's founder aim to raise $600M for their tech-focused SPAC. (Details) Digital Currency Group invests $100M in bitcoin mining subsidiary Foundry. (Details) NASA invests $125k in Orbit Logic and Fraunhofer USA Center to build blockchain for quadcopter communications. (Details) Chainlink acquires Cornell University's privacy oracle solution DECO. (Details) 【Adoption of Crypto/CBDC】 Major Swiss health insurance Atupri Health now accepts crypto payments. (Details) Federal Reserve Board partners with MIT to test 40+ types of blockchain for CBDC. (Details) South Korea's central bank starts technical phase for CBDC ahead of 2021 pilot. (Details) China's 4 major banks disables CBDC Yuan wallet app, shortly after soft launch draws wide attention. (Details) Chainalysis reports health crypto usage in Venezeula, whose government pushes a crypto-centric economy. (Details) 【Crypto Derivatives】 Report shows more than 95% of crypto futures volume is in Asia. (Details) Huobi launches crypto options trading, competing with CME, LedgerX, Bakkt, and OKEx. (Details) Huobi and OKEx battle for business of trading crypto futures and other derivatives in China. (Details) SBI is to launch a crypto CFD, a derivative that can pair crypto with both USD and JPY. (Details) 【Other Fintech】 Paypal launches buy-now-pay-later installment with zero fee or interest, competing with Klarna, AfterPay, Affirm. (Details) Indonesia's largest EC Tokopedia rolls out regulated P2P lending, Dhanapala. (Details) Bitcoin and Gold recover after Fed Chairman Jerome Powell's speech. (Details) 【Blockchain Application】 Finally, a public blockchain for enterprises. Concordiuim launches its testnet with Volvo, IKEA, Saxo Bank, and Nasdaq. (Details) LINE launches digital asset wallet for users and blockchain development platform for enterprises. (Details)           中文版: 【TOP NEWS】 基於 Ethereum 以及 Hyperledger Besu  的 Consensys 將收購 JPMorgan 的 Quorum，繼續與 R3 的 Corda 和 IBM 的 Hyperledger Fabric 競爭。  (Details) 【募資/ M&A / IPO】 NYSE 允許企業通過 Direct Listing 募資。(Details) 專注於金融科技的著名創投 Ribbit Capital 為其 SPAC 申請3.5 億美元的 IPO。 (Details) LinkedIn 創始人和 Zynga 創始人共同為他們的科技型 SPAC 融資 6 億美元。(Details) Digital Currency Group 向比特幣挖礦子公司 Foundry 投資 1 億美元。 (Details) NASA 向 Orbit Logic 和 Fraunhofer USA Center 投資 12.5 萬美元，用於打造四軸飛行器通信區塊鏈。(Details) Chainlink 收購康奈爾大學的 privacy oracle 解決方案, DECO。(Details) 【虛擬貨幣與 CBDC 的推廣】 瑞士大型醫療保險 Atupri Health 現在接受虛擬貨幣作為支付。 (Details) 美國聯邦儲備委員會與麻省理工學院合作，為 CBDC 測試 40 多種區塊鏈。(Details) 韓國央行為了在 2021年試點 CBDC，現在正式進入 CBDC 的技術研發階段。(Details) 中國四大銀行在短暫地上線了 CBDC人民幣錢包 APP 後，因引起廣泛關注而迅速將其下線。(Details) Chainalysis 報告了委內瑞拉健康的虛擬貨幣使用情況。其政府推動以虛擬貨幣為中心的經濟。(Details) 【虛擬貨幣金融衍生品】 報告顯示 95% 以上的虛擬貨幣期貨交易量都在亞洲。(Details)  Huobi 推出虛擬貨幣期權交易，與 CME、LedgerX、Bakkt 和 OKEx 競爭。(Details) Huobi 和 OKEx 在中國爭奪虛擬貨幣期貨和其他衍生品的交易業務。(Details) SBI 將推出虛擬貨幣 CFD，一種可以將虛擬貨幣與美元和日元配對的衍生品。(Details) 【其他金融科技】 Paypal 推出零手續費零利息的 "先買後付 " Installment，與 Klarna、AfterPay、Affirm 競爭。(Details) 印尼最大電商 Tokopedia 推出由監管單位牌照的 P2P 借貸平台, Dhanapala。(Details) 美聯儲主席鮑威爾發言後，比特幣和黃金價格反彈。(Details) 【區塊鏈的應用】 終於，一個面向企業的 public blockchain：Concordiuim 推出與 Volvo, IKEA, Saxo Bank, 和 Nasdaq 合作的試驗 testnet。(Details)  LINE 推出面向用戶的數字資產錢包和面向企業的區塊鏈開发平台。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.8.19 ~ 2020.8.26)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): 【Fraud】 US Bitcoin mining startup Layer1, backed by famous investors Peter Thiel and Digital Currency Group, lied about its CTO and Head of Supply chain in its $50M Series A pitch. (Details) Hacker stole 1,000 US crypto traders’ personal data from CryptoTrade.Tax. (Details) An AWS virtual machine is infected with mining malware to mine Monero. (Details) 【Regulation / Government/ Central Bank】 Boom of DeFi is just like the boom of ICO, as regulators will eventually regulate it. (Details) Brazil’s central bank established study group to discuss issuance of CBDC. (Details) China’s central bank denied a rumor that its CBDC was used in a property transaction, stating it is only testing CBDC with small retail transactions. (Details)  OSL, a subsidiary of Fidelity backed BC Group, is to become the first fully license crypto exchange in Hong Kong. (Details) Swiss crypto firms Crypto Finance AG and 21 Analytics had sent $23 worth of Bitcoin, which is the world’s first crypto transfer that automatically complied with FATF and Swiss regulator’s AML requirement. (Details) Hawaii selects 12 crypto firms, including BlockFi, Robinhood, and Bitflyer, to pilot digital currency regulatory sandbox. (Details) UK regulator FCA grants broker/custodian/exchange license to digital asset exchange Archax. (Details)  【Blockchain Application】 Huawei builds blockchain platform to help Beijing government manage citizens’ data, from medical records to property registration and real-time vehicle parking status. (Details) Thailand is to move judicial system records to blockchain. (Details) Russia’s blockchain elections, run by Rostelecom, remain practically centralized. (Details) Expobank, the former Russian subsidiary of Barclays, has followed Silvergate Bank to issue loans that use crypto as collateral. (Details) Japan’s real estate listing site LIFULL partners with STO platform Securitize to help real estate companies tokenize property. (Details) South Korea’s blockchain based digital driver license, launched in 2 months ago, has reached 3% of its population. (Details) 【Fundraising / ICO / IEO】 DeFi data aggregator DIA has raised $15M with token sale. (Details) MONEX backed crypto exchange Coincheck is to help startup Link-U launch the first IEO in Japan. (Details) Crypto lender BlockFi, which competes with Celsius and Genesis, raised $50M Series C. (Details) TRON’s founder Justin Sun published a public letter on its troublesome launch of DeFi project JustSwap in last week. (Details) Taiwan’s DeFi project Hakka Finance saw its token up 200 times within 30 minutes after launch, and down 90% in one hour after that. (Details) 【Other】 Following MicroStrategy, Canadian software company Snappa is to put 40% of its cash in Bitcoin. (Details) Hong Kong newspaper Apple Daily published mass advertisement on Bitcoin. (Details) Paris Hilton drew a cat and sold it for $17,000 in Ethereum on auction platform Cyrptograph. (Details) Stablecoin issuer Tether shifted $1B in USDT from Tron blockchain to Ethereum, as DeFi booms. (Details) 中文版: 【詐騙】 由著名投資人 Peter Thiel 和 Digital Currency Group 出資的美國比特幣挖礦新創 Layer1 在其 5000 萬美元的 A 輪募資中，關於其 CTO 和 Head of Supply Chain 的人選撒了謊。(Details) 黑客從 CryptoTrade.Tax 上竊取了 1000 名美國虛擬貨幣投資人的個人資料。(Details) 一台 AWS 的虛擬伺服器被安裝挖礦惡意挖礦軟件挖 Monero。(Details) 【監管/政府/中央銀行】 DeFi 的繁榮就像 ICO 的繁榮一樣，監管機構最終都會對其進行監管。(Details) 巴西央行成立研究小組討論發行 CBDC。(Details) 中國央行否認了其 CBDC 被用於房產交易的傳聞，稱其只在小額零售交易中測試 CBDC。(Details) Fidelity 出資的 BC 集團旗下的 OSL 將成為香港首家全牌照虛擬貨幣交易所。 (Details) 瑞士虛擬貨幣公司 Crypto Finance AG 和 21 Analytics 發送出價值 23 美元的 Bitcoin，這是世界上第一筆自動符合 FATF 和瑞士監管機構 AML (反洗錢) 要求的虛擬貨幣轉賬。(Details) 夏威夷選擇 12 家虛擬貨幣公司，包括 BlockFi、Robinhood 和 Bitflyer，來試點虛擬貨幣監管沙盒。(Details) 英國監管機構 FCA 向虛擬資產交易所 Archax 頒發經紀/託管/交易所牌照。(Details) 【區塊鏈的應用】 華為打造區塊鏈平臺，幫助北京政府管理從醫療記錄到房產登記和實時車輛停放狀態的市民數據。(Details) 泰國將把司法系統的記錄搬到區塊鏈上。(Details) 俄羅斯運用區塊鏈記錄的選舉，由 Rostelecom 運營，但實際上仍然是中心化的系統。(Details) Barclays 的前俄羅斯子公司 Expobank，跟隨 Silvergate Bank 的做法，發放使用虛擬貨幣作為抵押品的貸款。(Details) 日本房地產資訊網站 LIFULL 與 STO 平臺 Securitize 合作，幫助房地產企業將房產代幣化。(Details) 韓國基於區塊鏈的數字化駕照在2 個月前推出，現已覆蓋 3% 的人口。 (Details) 【募資 / ICO / IEO】 DeFi 數據聚合公司 DIA 通過代幣銷售籌集了 1500 萬美元。(Details) MONEX 旗下的虛擬貨幣交易所 Coincheck 將幫助初創公司 Link-U 推出日本第一個 IEO。(Details) 與 Celsius 和 Genesis 競爭的虛擬貨幣貸款新創 BlockFi 籌集了 5000 萬美元的 C 輪融資。 (Details) TRON創辦人Justin Sun (孫宇晨) 發表了公開信，解釋了其上週推出的 DeFi 項目 JustSwap 面臨的一連串動蕩。 (Details) 臺灣的 DeFi 項目 Hakka Finance 在推出後 30分鐘內其代幣漲了 200 倍，而之後 1 小時內跌了 90%。 (Details) 【其他】 繼 MicroStrategy 之後，加拿大軟體公司 Snappa 將其 40% 的現金投入 Bitcoin。(Details) 香港《蘋果日報》大規模刊登比特幣廣告。(Details) Paris Hilton 畫了一只貓，並在拍賣平臺 Cyrptograph 上以 1.7 萬美元的Ethereum 出售。(Details) 隨著 Ethereum 上的 DeFi 蓬勃發展，穩定幣發行商 Tether 將 10 億美元 USDT 從 Tron 區塊鏈轉移到 Ethereum。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.8.12 ~ 2020.8.19)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): 【Institutional Investors】 The world's largest digital currency asset manager Grayscale raised $217 in one week after its debut of national TV commercial. (Details) And Grayscale's trust crypto products begin trading publicly on  OTC markets. (Details) Nasdaq-listed software firm MicroStrategy, whose major shareholders include BlackRock and Vanguard, purchased $250M in Bitcoin. (Details) Famous crypto fund Pantera has raised $165M for Fund III. (Details) 【Large Crypto Exchanges】 CME becomes the third largest bitcoin futures exchange, behind OKEx and BitMEX, as institutional investors put more money in. (Details) Coinbase will allow US individuals to borrow fiat loans against as much as 30% of their bitcoin holdings. (Details) Crypto exchange INX plans a $117M IPO in US with a small Israeli underwriter. (Details)  【Regulation / Compliance / Government】 Singapore’s central bank backs a code of practice that is released by a crypto industry NPO, which focuses on AML and KYC. (Details) US prosecutors seize Bitcoin that allegedly tied to AL Qaeda, ISIS, Hamas. (Details) Blockchain analytics firm Elliptic teams with crypto transaction storage platform Fireblocks to automate AML compliance for institutional clients. (Details) Investing app Wealthsimple (known as Canada's Robinhood) enters Canada's crypto sandbox. (Details) China plans a major expansion of testing for its CBDC Yuan, in cities including Hong Kong and Macau, with companies like Tencent, Meituan-Dianping, Bilibili, and Didi.  (Details) 【Blockchain Application】 Japan's Keio University partners with major bank MUFJ, major insurance SOMPO, and Sumitomo Life to launch STAR, a blockchain based platform for students (job candidates) and corporate HR (recruiter) to exchange personal information. (Details) SOMPO partners with LayerX to test instant payout for various insurance, using smart contract. (Details) Korea's tech giant Kakao partners with private stock trading platform Angel League to issue digital ID card on its public blockchain Klaytn. (Details) Walmart partners with shopping loyalty platform StormX to provide cashback on shopping using crypto. (Details) 中文版: 【機構投資人] 全球最大的虛擬貨幣資產管理公司 Grayscale 在全國性電視廣告上映後一週內籌集了 2.17 億美元。(Details) 而 Grayscale 的虛擬貨幣信託產品開始在 OTC 市場公開交易。 (Details) 納斯達克上市的軟體公司 MicroStrategy，其主要股東包括 BlackRock 和 Vanguard，購買了 2.5 億美元的 Bitcoin。(Details) 著名加密基金 Pantera 為三號基金募集了 1.65 億美元。(Details)  【大型虛擬貨幣交易所】 CME 成為第三大 Bitcoin 期貨交易所，僅次於 OKEx 和 BitMEX，得益於機構投資者開始投入更多資金。(Details) Coinbase 將允許美國公民以其持有的 Bitcoin 作為抵押，最多借貸抵押品 30% 的美金。 (Details) 虛擬貨幣交易所 INX 計劃在美國進行 1.17 億美元的 IPO，但承銷商為以色列的一家小公司。 (Details)   【監管/合規/政府】 新加坡央行支持一個虛擬貨幣產業 NPO 發佈的業務守則，該守則主要針對反洗錢和 KYC。(Details) 美國檢察官查獲涉嫌與 AL Qaeda、ISIS、哈馬斯有關的 Bitcoin。(Details) 區塊鏈分析公司 Elliptic 與加密交易記錄平台 Fireblocks 合作，為機構投資人提供自動進行反洗錢合規。 (Details) 投資 APP 的 Wealthsimple (被稱為加拿大的 Robinhood) 進入加拿大的法規沙盒。(Details) 中國政府計劃在包括香港和澳門在內的城市，與騰訊、美團點評、Bilibili 和滴滴出行等公司一起大規模擴大其CBDC 人民幣的測試。 (Details) 【區塊鏈的應用】 日本的慶應義塾大學與大型銀行 MUFJ、大型保險公司 SOMPO、住友生命保險合作，推出基於區塊鏈的學生 (求職者) 和企業人資部 (招聘者) 之間的個人資訊交換平台 STAR。(Details) SOMPO 與 LayerX 合作，利用 smart contrcat 測試各種保險的即時賠付。(Details) 韓國科技巨頭 Kakao 與非上市股票交易平台 Angel League 合作，在其公開區塊鏈 Klaytn 上發行數字身份證。(Details) Walmart 與購物回饋平台StormX 合作，為使用虛擬貨幣購物的消費者提供購物返現。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.8.5 ~ 2020.8.12)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): Japan’s new FSA chief Himino said he is to push CBDC (central bank digital currency). (Details) Four major banks in China are privately testing a mobile app of CBDC with payment and money transfer. (Details) Financial service group BCB partners with crypto company Circle to offer stable coin USDC as settlement tool to EU institutional investors. (Details)  New York financial regulators greenlights 8 cryptocoins for listing and trading, including Bitcoin, Ethereum, Binance USD, Pax Gold; it also approve 10 cryptocoins, adding Ripple’s XRP and Ethereum Classic, for custody. (Details) EU is tightening regulation on crypto, as Germany’s Bafin seized a crypto ATM operator Shitcoins Club (Details), and Ireland is to pass more stringent laws to tackle money laundry and crypto. (Details) Disappointed by Russia’s central bank blockchain Masterchain, Russia’s biggest consumer bank Sberbank is launching a blockchain built on Hyperledger Fabric and will issue its own stable coin. (Details)  Russia’s rail network is considering to adopt blockchain for managing container trains and cargo spaces. (Details) Coca-cola is to bring Ethereum blockchain technology to its supply chain IT system. (Details) CoinDCX becomes the first India Exchange to offer passive income by holding cryptocurrency. (Details) The world’s largest digital currency asset manager Grayscale debuts a nationwide TV commercial on its crypto trust products in US. (Details) South Korea’s largest commercial bank KB Kookmin Bank announced to partner with crypto-focused venture capital Hashed and crypto exchange Cumberland Korea to offer bitcoin custody services. (Details) Facebook formed a new payment group called Facebook Financial, put co-creator of Libra David Marcus as the head of it, and put former Upwork CEO under him as vice president. (Details) Goldman Sachs is seriously considering issuing its own cryptocurrency. (Details) Ethereum Classic suffers two 51% attacks in one week losing $6M+ in value, and seems to have no ability to protect itself from exploits. (Details) Chainlink, a decentralized oracle network that provides real-world off-chain data to smart contracts on blockchain, sees its price double in the last 2 weeks and its trading volume surpassing Bitcoin, mostly driven by the booming DeFi. (Details)   中文版: 日本新任 FSA 局長 Himino 表示要大力推行 CBDC (central bank digital currency).。(Details) 中國的四大銀行正私測 CBDC 的手機 APP，具有支付和轉賬功能。(Details) 金融服務集團 BCB 與虛擬貨幣公司 Circle 合作，向歐盟機構投資者提供穩定幣 USDC 作為結算工具。(Details) 紐約金融監管機構批準 8 種虛擬貨幣上市交易，包括 Bitcoin、Ethereum、Binance USD、Pax Gold 等；同時批準 10 種虛擬貨幣 (以上 8 種加上 Ripple 的 XRP 和 Ethereum Classic) 進行資產託管。(Details) 歐盟正在加強對虛擬貨幣的監管。德國監管機構 Bafin 查封了一家 cyrpto ATM 運營商 Shitcoins Club (Details)，而愛爾蘭將通過更嚴格的法律來監管洗黑錢和虛擬貨幣。(Details) 俄羅斯最大的商業銀行 Sberbank 對俄羅斯央行主導的區塊鏈 Masterchain 感到失望。該銀行正轉為自己推出基於 Hyperledger Fabric 構建的區塊鏈，並將發行自己的穩定幣。(Details) 俄羅斯鐵路公司正在考慮采用區塊鏈來管理集裝箱列車和貨位。 (Details) 可口可樂將把 Ethereum 區塊鏈技術引入其供應鏈管理 IT 系統。 (Details) CoinDCX 成為印度首家可以讓用戶通過持有虛擬貨幣而獲得被動收入的交易所。(Details) 全球最大的數字貨幣資產管理公司 Grayscale 在美國首次推出關於其虛擬貨幣信託產品的全國性電視廣告。(Details) 韓國最大的商業銀行 KB 國民銀行宣布與專註於虛擬貨幣的創投 Hashed 和虛擬貨幣交易所 Cumberland Korea 合作，提供比特幣託管服務。(Details) Facebook 成立了新的支付業務子公司，名為 Facebook Financial，命名 Libra 的聯合創始人 David Marcus 擔任負責人，並讓前 Upwork  CEO 擔任副總裁。(Details) Goldman Sachs 正在考慮發行自己的加密貨幣。 (Details) Ethereum Classic 一周內遭遇兩次 51% Attack 損失價值 600 多萬美元，暗顯其技術上沒有能力對抗入侵。(Details) Chainlink 是一個去中心化的 oracle network，為區塊鏈上的智能合約提供真實世界的鏈外數據。在過去的兩週裡，主要是受 DeFi 的蓬勃發展推動，Chainlink 的價格翻了兩倍，交易量更超過了 Bitcoin。(Details) The Future Is Unwritten.

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  • Blockchain & Fintech

    Weekly News (2020.7.29 ~ 2020.8.5)

    7 min read 我是 Jonathan，在美國 University of Rochester 取得光學工程與金融經濟雙學位後，就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資，主要專注於區塊鏈，金融科技，人工智能等領域的成長期新創。2020 年加入基石創投。 English version (下方有中文版): Grab, whose financial unit used to focus on SME and recently acquired Bento, launches consumer financial services including investments and lending. (Details) Google signs up 6 more partners, including BBVA and Citi, to offer digital banking service through Google Pay in US. (Details) Facebook is to launch pilots in lending, micro-pension, and insurance through Whatsapp in India. (Details) Goldman Sachs, which launched an invitation-only credit line for SME with Amazon in June this year and a credit card with Apple in August 2019, said in Q2 2020 earnings call that it will further engage in Banking-as-a-Service. (Details) Decentralized exchange (DEX) and decentralized finance (DeFi) are booming. DeFi’s volume rose 174% in July, topping $4.3B. (Details) Uniswap is the largest DEX and its daily volume of $126M has exceeded the sum of Binance US, Gemeni and Poloniex. (Details) Huobi sets up “Defi Labs” to invest multi-digits million dollar into Defi projects. (Details) On the other hand, as most DeFi projects are built on Ethereum, the gas of Ethereum has rose 7 times and it caused 559 transactions on Coinbase to delay for max of 105 minutes. (Details) With such rise of demand, Ethereum is up 50% in that past 10 days (Details), and nearly $100M of Bitcoin moved to Ethereum in July. (Details) Binance-backed Travala.com partners with Expedia and Booking’s subsidiary Agoda to allow users to pay for their hotel bookings with 30 different cryptocurrencies. (Details) Microsoft-backed IWA is to bring transparency to carbon accounting with blockchain and tokenization. (Details) Boostry (JV of Nomura and SBI), Sumitomo Mitsui Trust Bank, and Kenedix (REIT manager) enter into partnership to sell real estate backed digital securities. (Details) SBI and SMBC, which announced high-level partnership in April, announce to partner in loyalty point investment and inheritance. (Details) LINE is to list its own cryptocurreny LINK on its own Japanese exchange BITMAX, while LINK has already been listed on its oversea exchange BITFRONT since Oct 2018. (Details)  中文版: Grab 的金融部門過去專注於中小企業，而最近收購了 Bento 後，推出了提供給個人消費者的金融服務，包括投資和貸款。(Details) Google 再簽包括 BBVA 和 Citi 的 6 家合作夥伴，在美國通過 Google Pay 提供 digital banking 服務。(Details) Facebook 將在印度通過 Whatsapp 試點推出貸款、小額養老金和保險。(Details) 今年 6 月與 Amazon 合作推出針對中小企業的邀請制信貸服務以及在 2019 年 8 月與 Apple 合作推出信用卡的 Goldman Sachs 在 2020 年第二季度收益報告中表示，將進一步提供 Banking-as-a-Service 服務。(Details) 去中心化交易所 (DEX) 和去中心化金融 (DeFi) 正在蓬勃发展。7 月份 DeFi 的交易量增長了 174%，突破 43 億美元。(Details) Uniswap 是目前最大的 DEX，其日成交量 1.26 億美元，已超過 Binance US、Gemeni 和 Poloniex 的總和。(Details) Huobi成立 "Defi Labs"，將向 Defi 項目投資數千萬美元。(Details)  另一方面，由於大部分 Defi 項目都是基於 Ethereum 構建的，Ethereum 的 gas 價格上漲了 7 倍，導致 Coinbase 上 559 筆交易最長延遲了 105 分鐘。 (Details) 在這樣的需求上升下，Ethereum 在過去的 10 天里上漲了 50% (Details)，7 月有近1 億美元的 Bitcoin 轉移到 Ethereum 上。(Details) Binance 出資的 Travala.com 與 Expedia 和 Booking 子公司 Agoda 合作，允許消費者用 30 種不同的加密貨幣支付酒店預訂。(Details) Microsoft 出資的 IWA 將通過區塊鏈和代幣化為碳核算帶來透明度。(Details)  Boostry (Nomura 和 SBI 的合資公司)、三井住友信託銀行和 Kenedix (REIT 管理商) 達成合作關係，銷售房地產為原生資產的證券型代幣。(Details) 4 月宣布合作的 SBI 和 SMBC 宣布在積點投資和財產繼承方面進行合作。 (Details) LINE 將把自己發行的虛擬貨幣 LINK 在旗下的日本交易所 BITMAX上市，而 LINK 已於 2018 年 10 月在其海外交易所 BITFRONT 上市。(Details) The Future Is Unwritten.

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