Weekly News (2020.7.29 ~ 2020.8.5)

7 min read

我是 Jonathan,在美國 University of Rochester 取得光學工程與金融經濟雙學位後,就職於日本三大投資銀行之一的 SMBC Nikko。之後在創投 SBI 負責海外投資,主要專注於區塊鏈,金融科技,人工智能等領域的成長期新創。2020 年加入基石創投。

English version (下方有中文版):

  • Grab, whose financial unit used to focus on SME and recently acquired Bento, launches consumer financial services including investments and lending. (Details) Google signs up 6 more partners, including BBVA and Citi, to offer digital banking service through Google Pay in US. (Details) Facebook is to launch pilots in lending, micro-pension, and insurance through Whatsapp in India. (Details) Goldman Sachs, which launched an invitation-only credit line for SME with Amazon in June this year and a credit card with Apple in August 2019, said in Q2 2020 earnings call that it will further engage in Banking-as-a-Service. (Details)
  • Decentralized exchange (DEX) and decentralized finance (DeFi) are booming. DeFi’s volume rose 174% in July, topping $4.3B. (Details) Uniswap is the largest DEX and its daily volume of $126M has exceeded the sum of Binance US, Gemeni and Poloniex. (Details) Huobi sets up “Defi Labs” to invest multi-digits million dollar into Defi projects. (Details) On the other hand, as most DeFi projects are built on Ethereum, the gas of Ethereum has rose 7 times and it caused 559 transactions on Coinbase to delay for max of 105 minutes. (Details) With such rise of demand, Ethereum is up 50% in that past 10 days (Details), and nearly $100M of Bitcoin moved to Ethereum in July. (Details)
  • Binance-backed Travala.com partners with Expedia and Booking’s subsidiary Agoda to allow users to pay for their hotel bookings with 30 different cryptocurrencies. (Details) Microsoft-backed IWA is to bring transparency to carbon accounting with blockchain and tokenization. (Details) Boostry (JV of Nomura and SBI), Sumitomo Mitsui Trust Bank, and Kenedix (REIT manager) enter into partnership to sell real estate backed digital securities. (Details) SBI and SMBC, which announced high-level partnership in April, announce to partner in loyalty point investment and inheritance. (Details) LINE is to list its own cryptocurreny LINK on its own Japanese exchange BITMAX, while LINK has already been listed on its oversea exchange BITFRONT since Oct 2018. (Details)


  • Grab 的金融部門過去專注於中小企業,而最近收購了 Bento 後,推出了提供給個人消費者的金融服務,包括投資和貸款。(Details) Google 再簽包括 BBVA Citi 的 6 家合作夥伴,在美國通過 Google Pay 提供 digital banking 服務。(Details) Facebook 將在印度通過 Whatsapp 試點推出貸款、小額養老金和保險。(Details) 今年 6 月與 Amazon 合作推出針對中小企業的邀請制信貸服務以及在 2019 年 8 月與 Apple 合作推出信用卡的 Goldman Sachs 在 2020 年第二季度收益報告中表示,將進一步提供 Banking-as-a-Service 服務。(Details)
  • 去中心化交易所 (DEX) 和去中心化金融 (DeFi) 正在蓬勃发展。7 月份 DeFi 的交易量增長了 174%,突破 43 億美元。(Details) Uniswap 是目前最大的 DEX,其日成交量 1.26 億美元,已超過 Binance USGemeni Poloniex 的總和。(Details) Huobi成立 “Defi Labs”,將向 Defi 項目投資數千萬美元。(Details另一方面,由於大部分 Defi 項目都是基於 Ethereum 構建的,Ethereum 的 gas 價格上漲了 7 倍,導致 Coinbase 上 559 筆交易最長延遲了 105 分鐘。 (Details) 在這樣的需求上升下,Ethereum 在過去的 10 天里上漲了 50% (Details),7 月有近1 億美元的 Bitcoin 轉移到 Ethereum 上。(Details)
  • Binance 出資的 Travala.comExpedia Booking 子公司 Agoda 合作,允許消費者用 30 種不同的加密貨幣支付酒店預訂。(Details) Microsoft 出資的 IWA 將通過區塊鏈和代幣化為碳核算帶來透明度。(DetailsBoostry (NomuraSBI 的合資公司)、三井住友信託銀行Kenedix (REIT 管理商) 達成合作關係,銷售房地產為原生資產的證券型代幣。(Details) 4 月宣布合作的 SBI SMBC 宣布在積點投資和財產繼承方面進行合作。 (Details) LINE 將把自己發行的虛擬貨幣 LINK 在旗下的日本交易所 BITMAX上市,而 LINK 已於 2018 年 10 月在其海外交易所 BITFRONT 上市。(Details)

The Future Is Unwritten.